A Fool and His Money

Are prices going up or are prices going down?

There is a lot of talk in recent times about inflation and recession and that everything is getting more and more expensive. OK, I admit things are getting expensive but the question is, is it really?

Think about the different markets and sections and industries you have. Oil is getting more expensive. Food is also getting more expensive.

But would about technology – specifically computers and software. It seems like these are getting cheaper!
Such as the recent Windows 7. That’s well cheap! Mobiles phones are expensive but not the ones from Microsoft and Google!

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What a lot of people do these days is keep up to date with the latest news and as some major news breaks, they quickly produce a website and promote something related to the breaking news and thus with the recent inventions of Google and Bing search engines, their websites are found easy and lots of people get interested in the site due to the news. This way, the website gets a lot of traffic and thus people advertise on the site for large sums of money!

But then again, it can be very boring at times and could also be a flop. you can take the risk!

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Everyone who has some experience with the web will come to the conclusion that in most cases, the web is your best choice for quality and cheap prices for a variety of products that are available in all industries.

in other words, people recommend shopping online to gain a bargain and save money. OK, this is true but look at it from another angle. By going on the web shopping, you will likely be attracted to many other products that will probably take out more from your pocket!

So now tell me, do you think shopping on the web will leave you with more money in the end?

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Money Money Money Money Money Money Money Money Money Money!!!

That’s the big questions readers. Is money the answer everything? Think about it. Most people dream of becoming a millionaire but do not realise how detrimental it can be.

Most people cannot manage their own finances and come into debt after debt after debt and believe it or not, most millionaires don’t have their peace of mind! That’s the fools dream.

If the million is made through a lot of hard work then there is more peace but a quick million earned (e.g. via the lottery) will take your peace away. Just look at all the people, who have won the lottery in the last few years, they wish they never won!!!

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Be smart and invest in your business carefully! Otherwise you’ll end up like the fool who has been in business for 30 years but hasn’t made any progress!

Many people make a good profit and some good money and in their excitement quickly re-invest it into the business or other business thinking they would definitely make a profit however it is this very act that has brought many businesses to bankruptcy!

This is also the very reason why the really big international businesses have come down – due to some directors who thought themselves to be very successful and thought they would repeat the steps taken! ROFL.

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Many people are of the opinion that getting a car on finance and lease for a period of 4 or more years is better than buying a car out right. Okay there may be some benefits such as the fact that you do not pay a large amount up front but you need to understand that after your time is up or you reach a certain number of miles, you give the car back and that’s it (even though they pay for repairs etc.)

But if you buy a car then after 4 years you can sell the car off and probably get half almost half your money back! So in your opinion, what’s better?

Tags: Financial Advice // Add Comment »

It seems like one of the top businesses men in the UK has come out and told the public they need to look after their finances a bit more for the UK economy to heal? What the heck is this! Didn’t the government say the economy is now healing and VAT has also increased?

As we all know, a lot of the information out there is a load rubbish! So the best course of action to take is to look after your finances and think twice before splashing out!

Otherwise you don’t want to end up in a very bad situation where your finances go out of control.

Tags: Financial Advice // Add Comment »

Anyone looking to get the Apple iPad?

A lot of people in the world are very disappointed with the new Apple iPad which is going to launch worldwide in the next two months.

Lack of features, lack of Flash, lack of everything! What are your thoughts on the Apple iPad? Will you be getting one? If so, Why? Otherwise, why not?

Today I read some rumours that Google are planning to release their own tablet PC with their own OS. If this is the case, things are going to become interesting…

I think Google have realised Apple have made a big mistake!!

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I remember mentioned about the downfall of the economy previously and also about how the financial specialists all over the world predicted that in 2010 the economy will start to become stronger and the so called recession will begin to disappear.

What do you think of this?

Do you think the economy is actually recovering from 2009? A few would say yes however the majority will be saying that nothing seems to have changed except prices increasing even more!

The best course of action to take for each individual is to begin their own recovery and those close to them.

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There have been many large companies in the past that were so successful in the early days they had to expand massively. This did happen however once the companies reached their peak, they suddenly fell and went down like a meteor without any control!

Now, many may find this amazing and think how is such a thing possible for a very successful company?

Well, one of the many reasons is communication. Internal Business Communication to be precise.

When a company is small, then communication is not such a major issue because everyone generally is situated close by in the same office or room.

The problem occurs when businesses start to increase in size rapidly and grow at an exponential rate. When this happens, businesses and their directors are too deeply engrossed in looking at the income and the profit margins.

While looking at the margin, members of staff and employees don’t have a flow of who to contact, how to contact them, when to contact them etc. and this then starts to create major communication issues and problem between staff and clients. Day by day this starts to increase when suddenly there are major problems where no one knows how to tackle and this in turn leads to big problems with time that’s not enough to solve them.

Thus, a company comes to its knees.

Tags: Business // Add Comment »

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