It was an impossible idea in the past. “Working from home? Never heard of it”. This was the saying of people a mere 30 years ago. That was then. Times have changed. It is beginning to become far more common to start work from home. With the advent of computers and the internet, the rate [...]
Why do big businesses invest millions of pounds in time management courses? Surely we don’t need someone to tell us how to manage our own time? Recording how time is spent is an invaluable tool in business. Why? It will show you what is the most efficient (and thus, profitable) use of your time. Some [...]
Before I start the actual post, let me write a few words on Bulgaria itself. Bulgaria is a small country which has quite a long history going back 13 centuries. It is situated in south-eastern Europe, occupying the north-eastern part of the Balkan Peninsula. The climate is moderate with clearly marked four seasons. * Now [...]
You may be surprised to know that gambling and bingo has been around for thousands of years. All over the world, people have been gambling, big and small. Deep research has revealed that online bingo has devastating effects – not just for the individual, but also for those around them. A person would usually start [...]
Ideally PPI is something that should protect a borrower in bad times. If they cant pay their mortgage, credit card or loan because of sickness, unemployment or an accident then the PPI kicks in to cover their back even at death they will cover the loan repayments. Only one problem though. Lenders have become greedy [...]
As i have mentioned in the post before this and the one before that and many other posts, the credit crunch is having quite an effect on the financial market. It is obviously having an effect on the personal loans market. Interest rates will be calculated according to your credit history instead of what is [...]
Loans can either be secured or unsecured. A secured loan is tied to your house so if you can’t keep up with repayments then you might have to sell it. If you default on your unsecured loan then you just end up getting credit blacklisted so its not tied to anything but problems may arise [...]
Isa Allowance With an individual savings account (ISA) everyone can store £7,200 from April onwards in cash , shares, bonds and investment funds. The Isa accounts do not have to be declared on tax returns but if you don’t use this allowance then you will loose it. This isn’t just for the wealthy investors but [...]
It has been suggested that if you are to consolidate your debts then a good way to go is to get a personal loan. Despite the current credit crunch there are some good deals available and the rates are good at the moment. Its fairly easy to get a loan rate below the average of [...]
It would appear that there are 5% fewer people planning to buy a car compared to last year and research shows that those who are going to buy will be spending less on new cars. Roughly £1,000 less will be spent on new cars compared to last year. On the other hand 25% more men [...]