Another Credit Crunch on the horizon

As the UK still struggles to cope with surviving a Credit Crunch it looks like we could be on the verge of another one. The New Economics Foundation (NEF) has reported that taxpayers could be forced to help plug a £25bn-a-month funding gap. Despite an estimated £1.2 trillion which has already been pumped into the [...]

Is the economy reviving?

I remember mentioned about the downfall of the economy previously and also about how the financial specialists all over the world predicted that in 2010 the economy will start to become stronger and the so called recession will begin to disappear. What do you think of this? Do you think the economy is actually recovering [...]

Is the credit crunch really that bad?

What’s your opinion? Well let’s look at this from another perspective. Before anything, yes, the credit crunch has some effect however the bigger problem lies with us. Look at your spending habits and ponder over it for a short period of time and you will realise that the biggest problem is our spending habits. Times [...]

Diamonds…

A little different today. Are diamonds worth purchasing for personal use? We all know that good quality diamond engagement rings can cost up to and beyond £100,000. My advice? Don’t buy a diamond ring if you can afford it. Why? It will put you into long term difficulties and stress. The reason for this is [...]

Stay far from taking loans

We have all heard of the credit crunch now and we all know the effects it has had across the globe at a corporate level as well as an individual level. Why has it had so much effect? When people and businesses take out loans, they hope the interest rates will remain the same throughout [...]

The knowledge of Debt Recovery

The knowledge of Debt Recovery is extremely crucial for most businesses from day 1. Why is this? Many, and I mean, many businesses have gone bust a couple of years into the business due to transactions made within the first few months of the business. Sooner or later it will catch up to you. In [...]

Buying a home during the current mortgage climate

Now, by just reading the title, you would probably call me the fool. Correct? Well read on and i’m sure you will admit that you’re the fool. Now, why on earth would you want to buy a house when there is no guarantee what’s going to happened the next minute? It’s correct that this is [...]

Tips to Survive the Recession

Im sure most people in the world have heard of the recent credit crises and the recession in which countries are falling one by one. I’ve put together some tips which, if followed, will prove very beneficial. Lower your budget across everything Don’t worry, you will increase this again after some time Don’t borrow from [...]

Preventing Identity Fraud

An increasing number of people are becoming victims of ID fraud. I’ve gathered together a list of point to prevent this from happening to you: Safeguard you National Insurance Number Purchase a paper shredder Scan your bank statements carefully Report stolen cards immediately Change your PIN frequently Don’t be the fool By following these simple [...]

How should I buy office supplies?

Every business needs office supplies. Below is a list to keep in mind when you do: Look into your needs Don’t overspend or you may fall into problems later – specially for the new business. Work out your budget Trust me… If you are looking to purchase some furniture – Make sure you go with [...]